Mr. Dvorak is managing director for AB CarVal, leading the U.S. residential loan portfolios and RMBS strategy. He joined AB CarVal in 2008 and has led execution of the residential strategy since 2010. Mr. Dvorak had previously worked at GMAC ResCap, Opus NW, Boulay, Heutmaker, Zibell & Co, and D.R. Horton. Mr. Dvorak holds a B.A. in accounting from the University of St. Thomas. Mr. Dvorak is a Certified Public Accountant (inactive).